Roth Ira Limits 2024 Agi. Those limits reflect an increase of $500 over the 2023. Your personal roth ira contribution limit, or eligibility to contribute at.

In 2023, the roth ira contribution limits for most people are $6,500, or $7,500 if you’re 50 or older. If you file taxes as a single person, your modified adjusted gross income (magi) must be under $153,000 for tax year 2023 and $161,000 for tax year 2024 to contribute to a roth ira, and if you’re married and file jointly, your magi must.